CSPBCTools – Digital CMS & Kiosk Banking Portal

About SBI CSP

Complete Guide – Costs, Commissions, Targets & Resources

What is SBI CSP?

SBI CSP (Customer Service Point) is a banking service delivery model where SBI appoints Business Correspondents (BCs) to provide basic banking facilities in remote and unbanked areas where opening a full branch is not viable.

As a CSP operator, you act as a mini bank branch – offering services like account opening, cash deposits, withdrawals, money transfers, insurance enrollment, and government scheme registrations.

Account Opening Cash Deposit/Withdrawal Fund Transfer AEPS Insurance PMJJBY / PMSBY / APY Balance Inquiry Bill Payment

SBI Kiosk Web Services (Updated 2026)

💳 Banking Services

  • Cash Deposit
  • Cash Withdrawal
  • Fund Transfer
  • Balance Enquiry
  • Mini Statement
  • Money Transfer
  • Transaction History

📘 Passbook Services

  • Update Passbook
  • Acknowledge Passbook Allotment
  • Return Passbook to Branch
  • Map Barcode / Passbook
  • Issue Passbook to Customer

🏦 Loan Services

  • Loan Deposit
  • View Loan Data Collection

🛡 Social Security

  • PMJJBY
  • PMSBY
  • APY
  • APY Closure
  • APY Closure Status Enquiry

💸 Remittance

  • IMPS
  • NEFT
  • RD Remittance
  • Yono Cash
  • Deposit to PPF / SSA

👥 Beneficiary

  • Add Beneficiary
  • Delete Beneficiary
  • View Beneficiary

🆕 Account Opening

  • EKYC Account Opening
  • Account Opening Enquiry
  • RD/STDR Account Opening
  • Nominee Creation & Enquiry
  • RD/STDR Closure

⚙ Ease Banking

  • Aadhar Seeding/De-Seeding
  • AEPS Flag Registration
  • ATM Card Issuance/Reissue
  • Reset PIN
  • ATM Card Block
  • Chequebook Request
  • Stop Payment Request

🪪 KYC Services

  • KYC Updation
  • KYC Enquiry
  • Inoperative Accounts
  • KYC Due Accounts
  • Likely to be Inoperative

💰 Refund Services

  • Loan Deposit Refund
  • IMPS Refund
  • PPF / SSA Refund
  • Initial Deposit Refund

🏢 KO / CSP Services

  • Sub KO Creation/Updation
  • Aadhaar Seeding Sub KO
  • Additional CSP Details

👩‍👩‍👧 SHG Services

  • SHG Deposits
  • SHG Withdrawal
  • SHG Fund Transfer
  • SHG Balance Enquiry
  • SHG Mini Statement

📊 Reports

  • Transaction Reports
🎯

Monthly CSP Targets (As per Slab)

🏦
8 – 14
PMJDY Accounts
per month
🛡️
12 – 18
PMJJBY Insurance
per month
📑
20 – 35
PMSBY Insurance
per month
📈
3 – 6
APY Registration
per month
💰
₹1,200 – ₹2,200
Monthly Incentive
slab based
🚀
₹5,000
Super Slab Bonus
high performance
Existing / Proposed Criteria - CSP Targets
Scheme Slab 1 Slab 2 Slab 3 Slab 4 Super Slab
PMJDY 8 10 12 14 30
PMJJBY 12 14 16 18 50
PMSBY 20 25 30 35 100
APY 3 4 5 6 15
Incentive (₹) 1,200 1,500 1,800 2,200 5,000
Average Balance Fee (₹) 85 90 95 100 100
👉 CSP को incentive पाने के लिए किसी भी 4 में से कम से कम 3 schemes का target पूरा करना होगा।

Any 3 schemes target complete करने पर incentive मिलेगा। Higher slab achieve करने पर ₹5,000 तक bonus मिल सकता है।

🔧

CSP Opening Cost (One-Time)

Item Cost (₹)
BC Company Charges70,000 – 1,00,000
Computer / Laptop50,000
Morpho Device (L1)4,000
Morpho Device (L0)4,000
Iris Scanner4,200
Micro ATM7,000
Passbook Printer35,000
Normal Printer15,000
USB Hub2,000
Thermal Printer5,000
Note Counting Machine8,000
UV Lamp3,000
Inverter & Battery25,000
Counter Furniture30,000
GPS Device4,200
💰 Total Setup Cost ₹2,66,400 – ₹2,96,400
📄

Documents & PDFs

SBI CSP Application Form

PDF • 245 KB

SBI CSP Commission Circular 2024

PDF • 182 KB

CSP KYC Documents List

PDF • 130 KB

CSP Commission Calculator

Calculate your monthly earnings based on transactions

Open Calculator

SBI CSP Limit Calculator

Calculate your Ko Cash Holding Limit

Open Calculator
📊

Earnings Snapshot

Avg. Monthly Income ₹30,000
BC Company Share - ₹9,000
Operational Cost - ₹7,500
Net Profit ₹13,500
30%
25%
45%

Eligibility Checklist

Documents Required

Aadhaar Card
PAN Card
Voter ID / Passport
12th Marksheet
Passport Size Photo
Rent Agreement / Ownership Proof
Bank Passbook (any bank)
NOC from Landlord
IIBF Certificate
Character Certificate

Pro Tip

Focus on CASA accounts and digital transactions — these give higher commission and better BC company ratings. Always maintain adequate cash balance for smooth withdrawals.

Document.pdf

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