PMJJBY
Pradhan Mantri Jeevan Jyoti Bima Yojana
Life insurance cover of ₹2 Lakh for all bank account holders aged 18-50 years.
5.5 Cr+
Total Enrollments
2.5 Lakh+
Claims Settled
Key Features
- Cover of ₹2 Lakh on death due to any reason
- Premium auto-debited from bank account annually
- Available through all participating banks & CSPs
- Can be enrolled via kiosk banking
- Exit option available anytime
PMSBY
Pradhan Mantri Suraksha Bima Yojana
Accidental insurance cover of ₹2 Lakh for death or disability due to accident. Ages 18-70.
24 Cr+
Total Enrollments
1.5 Lakh+
Claims Settled
Key Features
- ₹2 Lakh cover for accidental death & permanent disability
- Just ₹20 per year premium
- No medical examination required
- Can be enrolled via CSP / Kiosk Banking
APY
Atal Pension Yojana
Fixed pension of ₹1,000 to ₹5,000/month after age 60 for unorganized sector workers.
6.2 Cr+
Total Subscribers
₹28,000 Cr+
Corpus Amount
Key Features
- Fixed monthly pension after age 60
- Government co-contribution for eligible subscribers
- Auto-debit from savings bank account
- Tax benefits under Section 80CCD
- Available through all banks and CSPs
SSY
Sukanya Samriddhi Yojana
Savings scheme for girl child under Beti Bachao Beti Padhao. Attractive interest with tax benefits.
3.1 Cr+
Accounts Opened
₹1.8 Lakh Cr
Total Deposits
Key Features
- One account per girl child, max 2 accounts
- Compounded annually with sovereign guarantee
- Partial withdrawal at age 18 for education
- Full withdrawal at age 21 for marriage
- Exempt from tax under EEE category
PM-KISAN
Pradhan Mantri Kisan Samman Nidhi
Income support of ₹6,000/year in three installments to farmer families.
8.5 Cr+
Beneficiaries (Active)
₹3.46 Lakh Cr
Funds Disbursed
Key Features
- ₹2,000 every 4 months directly to bank account
- Registered farmers auto-receive payment
- CSP can help with new registration
- Aadhaar-based verification required
NPS
National Pension System
Voluntary, long-term retirement savings scheme regulated by PFRDA.
6.8 Cr+
Total Subscribers
₹11.5 Lakh Cr
AUM
Key Features
- Regulated by PFRDA ensuring transparency
- Additional ₹50,000 tax deduction under 80CCD(1B)
- Market-linked returns for higher pension corpus
- Can be opened online through Kiosk/POP-SP
- Option to withdraw 60% lumpsum & 40% annuity at 60
PMMY
Pradhan Mantri Mudra Yojana
Loans up to ₹10 Lakh for non-corporate, non-farm small/micro enterprises.
41 Cr+
Loan Accounts
₹23.2 Lakh Cr
Amount Disbursed
Key Features
- No collateral required for loans up to ₹10 Lakh
- Three categories: Shishu, Kishor, Tarun
- Available at all commercial banks, RRBs, NBFCs
- CSPs can assist customers in the application process
PMJAY
Ayushman Bharat (Health Scheme)
Health cover of ₹5 Lakh per family per year for secondary and tertiary care hospitalization.
55 Cr+
Beneficiaries
6 Cr+
Hospital Admissions
Key Features
- Cashless and paperless treatment at empaneled hospitals
- Covers pre and post-hospitalization expenses
- Includes all pre-existing conditions from day one
- CSPs can help citizens check eligibility via Aadhaar