Government Schemes

Life insurance cover of ₹2 Lakh for all bank account holders aged 18-50 years.

• Cover of ₹2 Lakh on death due to any reason
• Premium auto-debited from bank account annually
• Available through all participating banks & CSPs
• Can be enrolled via kiosk banking
• Exit option available anytime

Accidental insurance cover of ₹2 Lakh for death or disability due to accident. Ages 18-70.

• ₹2 Lakh cover for accidental death & permanent disability
• Just ₹20 per year premium
• No medical examination required
• Can be enrolled via CSP / Kiosk Banking

Fixed pension of ₹1,000 to ₹5,000/month after age 60 for unorganized sector workers.

• Fixed monthly pension after age 60
• Government co-contribution for eligible subscribers
• Auto-debit from savings bank account
• Tax benefits under Section 80CCD
• Available through all banks and CSPs

Savings scheme for girl child under Beti Bachao Beti Padhao. Attractive interest with tax benefits.

• One account per girl child, max 2 accounts
• Compounded annually with sovereign guarantee
• Partial withdrawal at age 18 for education
• Full withdrawal at age 21 for marriage
• Exempt from tax under EEE category

Income support of ₹6,000/year in three installments to farmer families.

• ₹2,000 every 4 months directly to bank account
• Registered farmers auto-receive payment
• CSP can help with new registration
• Aadhaar-based verification required