IFSC Code Finder
Search any bank IFSC code by Bank, State, District & Branch — or enter IFSC directly. Get MICR, address & payment details instantly.
IFSC Code Finder
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11 characters: 4 letters (bank) + 0 + 6 characters (branch)
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What is IFSC Code & How Does It Work?
IFSC (Indian Financial System Code) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in NEFT, RTGS, or IMPS payment systems. It is essential for all online fund transfers in India.
IFSC Code Structure
Bank Code
First 4 characters
Always alphabetic
Control Char
5th character
Always zero (0)
Branch Code
Last 6 characters
Alphanumeric
Where is IFSC Code Used?
- 1 NEFT Transfers: National Electronic Funds Transfer requires IFSC for routing the payment to the correct bank branch.
- 2 RTGS Transfers: Real Time Gross Settlement for high-value transfers (above ₹2 lakh) uses IFSC for branch identification.
- 3 IMPS Transfers: Immediate Payment Service for 24×7 instant transfers uses IFSC for account-based transfers.
- 4 UPI Payments: Some UPI transactions, especially pay-to-account flows, validate IFSC for bank identification.
Where to Find Your IFSC Code
Cheque Book
Printed on every cheque leaf, usually at the top alongside branch address.
Passbook
Mentioned on the first page of your bank passbook along with MICR code.
Bank Website
Available on the official website of your bank under branch locator.
RBI Website
Master list of all IFSC codes is published by RBI on their official portal.
IFSC Code vs MICR Code
| Feature | IFSC Code | MICR Code |
|---|---|---|
| Full Form | Indian Financial System Code | Magnetic Ink Character Recognition |
| Length | 11 characters | 9 digits |
| Format | Alphanumeric | Numeric only |
| Purpose | NEFT, RTGS, IMPS | Cheque clearing |
| Assigned By | RBI | RBI |
| Found On | Cheque book, passbook | Bottom of cheque |