PM-SYM Pension Calculator
Calculate your monthly contribution for Pradhan Mantri Shram Yogi Maandhan Yojana & secure a ₹3,000/month pension.
PM-SYM Calculator
Guaranteed ₹3000/mo18 Yrs (Min)40 Yrs (Max)
Contribution amount is fixed by the Govt based on your entry age.
Your Monthly Contribution
₹0
Govt Share
Pension at 60
₹0
Total Paid
0 Yrs
Entry Age
0 yrs
Total Years Contributed
0 yrs
Your Total Investment
₹0
Govt Total Investment
₹0
PM-SYM Age-wise Contribution Chart
Fixed monthly contribution based on age of joining the scheme
| Entry Age | Your Share | Govt Share | Total/Month |
|---|
How PM-SYM Pension Works
Pradhan Mantri Shram Yogi Maandhan (PM-SYM) is a government-backed pension scheme specifically for unorganized sector workers. By contributing a small amount every month from age 18 to 40, you are guaranteed a monthly pension of ₹3,000 once you turn 60 years old.
Key Features of PM-SYM
- Guaranteed Pension: Fixed ₹3,000 per month after age 60.
- Govt Matching: Central Government contributes an equal amount to your pension fund.
- Family Security: If the subscriber dies, the spouse can continue the scheme or claim the corpus.
Example Calculation
If you join at 30 years of age:
• Your Monthly Contribution: ₹146
• Government Monthly Share: ₹146
• Total Monthly Investment: ₹292
• Contribution Period: 30 Years (till age 60)
→ Your Total Investment: ₹52,560
→ Pension Received: ₹3,000/month for life
Eligibility Criteria
- 1 Age: Must be between 18 and 40 years old.
- 2 Income: Monthly income should not exceed ₹15,000.
- 3 Tax Status: Should not be an Income Tax payer.
- 4 Exclusions: Should not be covered under EPFO, EPS, NPS, or PM-SYM schemes in the past.